Industry: U.S. Digital Banking & FinTech Payments Platform
Executive Leadership | Reports to: Chief Risk Officer & Board Audit Committee
Location: Remote – United States
About the Organization
We are a U.S.-based digital banking and FinTech payments enterprise delivering real-time payment infrastructure, embedded finance solutions, cross-border transaction platforms, and regulatory-compliant digital asset custody services.
Operating in a highly regulated and rapidly evolving financial ecosystem, our organization manages multi-billion-dollar transaction flows across retail banking clients, enterprise merchants, and institutional partners. We operate under federal and state regulatory oversight, including OCC guidance, FDIC alignment, SEC reporting requirements, AML/BSA mandates, and evolving consumer data protection frameworks.
As digital financial services expand and regulatory scrutiny intensifies, proactive compliance architecture and enterprise-wide governance are foundational to institutional trust and operational continuity.
We are seeking a strategic Director of Compliance to lead enterprise regulatory governance, AML/BSA oversight, policy implementation, audit coordination, and risk mitigation programs, fully remote within the United States.
This is not a monitoring-only role. This is an enterprise regulatory governance mandate.
Job Function
The Director of Compliance will oversee regulatory compliance strategy, AML/BSA programs, internal policy governance, risk monitoring frameworks, regulatory examination readiness, and cross-functional compliance alignment across digital banking operations.
This executive ensures adherence to federal and state financial regulations while strengthening operational integrity and institutional credibility.
Essential Duties and Responsibilities
- Develop and execute enterprise-wide compliance governance frameworks
- Oversee AML/BSA, KYC, OFAC, and transaction monitoring programs
- Lead regulatory examination preparedness and audit response initiatives
- Implement compliance risk assessment and mitigation methodologies
- Align internal policies with federal and state regulatory standards
- Monitor emerging regulatory developments impacting digital finance
- Strengthen internal controls and compliance documentation standards
- Oversee regulatory reporting submissions and disclosure governance
- Coordinate with Legal, Risk, and Operations on regulatory updates
- Establish compliance training and awareness programs organization-wide
- Present compliance posture updates to executive leadership and Board committees
- Lead distributed compliance teams and third-party advisory relationships
Strategic Support
- Advise the Chief Risk Officer on regulatory exposure and enterprise risk posture
- Support product innovation initiatives with proactive regulatory alignment
- Contribute to M&A due diligence and regulatory integration planning
- Align compliance frameworks with institutional investor expectations
- Guide digital transformation initiatives within compliance monitoring systems
- Strengthen ESG alignment and consumer protection governance
Job Qualifications and Requirements
- 12–18+ years of progressive compliance leadership experience
- 7+ years within banking, FinTech, payments, or regulated financial institutions
- Deep expertise in AML/BSA, OCC, FDIC, SEC, and federal compliance standards
- Proven experience leading regulatory examinations and audits
- Strong knowledge of digital payments and transaction monitoring frameworks
- Demonstrated success in building enterprise compliance governance systems
- Experience presenting to executive leadership and Board committees
- Bachelor’s degree required; JD, MBA, or CAMS certification strongly preferred
Personal Capabilities and Qualifications
- Strategic and governance-focused compliance leader
- Executive presence with strong regulatory communication skills
- High ethical standards and integrity orientation
- Analytical and detail-driven decision-maker
- Resilience in high-scrutiny regulatory environments
- Strong cross-functional collaboration capability
- Structured and policy-oriented mindset
- Ability to lead distributed compliance teams effectively
Working Conditions
- Fully Remote – United States
- Periodic domestic travel for regulatory meetings and board sessions (10–20%)
- High-accountability role tied to regulatory adherence and risk mitigation KPIs
- Executive-level reporting visibility
- Fast-paced, highly regulated financial environment
Compensation & Benefits
Total Executive Compensation Package: $320,000 – $412,000 USD
Executive Compensation Includes:
- Competitive base salary within stated range
- Performance-based annual incentive aligned with compliance and risk mitigation metrics
- Long-term equity participation and executive incentive plans
- Comprehensive health, dental, and vision coverage
- 401(k) with employer contribution
- Remote work flexibility and executive home office support
- Executive leadership development programs
- Generous PTO and executive leave structure
Why Join Us
- Lead compliance governance within a nationally recognized digital banking platform
- Influence regulatory integrity across high-volume financial transaction systems
- Partner with executive leadership to shape long-term risk strategy
- Competitive executive compensation aligned with enterprise governance impact
- Opportunity to architect a scalable compliance infrastructure in a rapidly evolving FinTech ecosystem
