We are seeking an experienced and analytically driven Vice President of Credit to lead credit risk strategy and lending oversight within a global commercial banking and institutional lending organization serving mid-market enterprises, multinational corporations, and financial sponsors. This executive leadership role will oversee credit policy development, complex credit underwriting, portfolio risk governance, and strategic lending initiatives that support sustainable loan portfolio growth while maintaining disciplined risk management standards.
The Vice President of Credit will play a pivotal role in ensuring the organization maintains a strong and resilient credit portfolio as it expands its commercial lending operations across multiple sectors, including infrastructure, technology, healthcare, manufacturing, and energy. As corporate clients increasingly require sophisticated capital solutions to support business expansion, acquisitions, and strategic investments, this role will guide the evaluation and structuring of credit facilities that balance client needs with prudent risk management practices.
This position will oversee teams responsible for credit analysis, underwriting, portfolio monitoring, and risk reporting across multiple lending products, including corporate loans, revolving credit facilities, syndicated loans, asset-based lending, and project finance structures. The Vice President will work closely with senior banking leaders, relationship managers, and risk management teams to evaluate complex credit transactions and ensure lending decisions align with the organization’s financial objectives and regulatory standards.
The role will also involve developing and refining credit risk frameworks that strengthen the organization’s ability to evaluate borrower creditworthiness, industry risk exposure, and macroeconomic trends affecting corporate borrowers. Through the implementation of advanced credit analytics and portfolio monitoring tools, the Vice President will help ensure the organization maintains strong credit quality and long-term financial stability.
In addition to overseeing lending decisions, the Vice President of Credit will collaborate with senior leadership on strategic initiatives designed to expand the bank’s lending capabilities while maintaining disciplined portfolio diversification. This includes evaluating emerging industry sectors, assessing evolving credit market conditions, and guiding risk-adjusted capital allocation strategies.
The Vice President of Credit will also engage regularly with regulatory bodies, internal audit teams, and external stakeholders to ensure compliance with banking regulations and internal risk governance policies. Maintaining transparency, accountability, and regulatory compliance will be essential components of this leadership role.
The ideal candidate will bring extensive experience in corporate credit analysis, commercial lending oversight, and credit portfolio management within large financial institutions, investment banks, or private credit platforms. This individual must possess deep financial analysis capabilities, strong risk management expertise, and the ability to guide complex credit decisions within dynamic financial markets.
Ultimately, the Vice President of Credit will help ensure the organization maintains a strong and diversified lending portfolio while supporting clients with strategic financing solutions that drive sustainable business growth.
• Develop and implement the organization’s enterprise credit strategy aligned with commercial lending and portfolio growth objectives.
• Oversee credit underwriting processes for complex corporate lending transactions and syndicated loan structures.
• Evaluate borrower financial performance, industry risk exposure, and macroeconomic trends affecting credit portfolios.
• Guide credit approval decisions for large lending facilities, including revolving credit lines, term loans, and project financing arrangements.
• Monitor loan portfolio performance to identify potential credit risks and recommend mitigation strategies.
• Strengthen credit risk frameworks that ensure disciplined underwriting and portfolio diversification.
• Collaborate with relationship managers and commercial banking teams to structure financing solutions for corporate clients.
• Implement advanced credit analytics systems that support data-driven risk assessment and portfolio monitoring.
• Ensure compliance with internal credit governance policies and global banking regulatory frameworks.
• Manage relationships with internal risk committees, regulators, and external financial stakeholders.
• Provide strategic insights on lending market trends and credit risk exposures affecting the bank’s portfolio.
• Mentor and develop credit analysts and risk professionals within the credit management organization.
• Present credit portfolio performance reports and risk assessments to executive leadership and board risk committees.
• Bachelor’s degree in Finance, Economics, Accounting, or Business Administration.
• MBA, CFA, FRM, or equivalent advanced financial credential strongly preferred.
• 15–18+ years of progressive experience in credit analysis, corporate lending, or credit risk management.
• Minimum 8–10 years in senior credit leadership roles within commercial banking or institutional lending organizations.
• Extensive experience evaluating complex credit transactions and corporate loan portfolios.
• Strong expertise in financial statement analysis, credit modeling, and risk-adjusted lending frameworks.
• Deep understanding of banking regulations, credit governance policies, and risk management practices.
• Experience managing syndicated lending transactions and structured credit facilities.
• Proven ability to lead large credit teams and manage credit approval committees.
• Strong knowledge of global credit markets and industry-specific risk factors affecting corporate borrowers.
• Strategic financial leader with strong expertise in credit risk management.
• Exceptional analytical capabilities for evaluating complex financial structures.
• Strong decision-making skills when assessing high-value lending transactions.
• Excellent communication and executive presentation abilities.
• High level of integrity and commitment to disciplined risk management practices.
• Ability to operate effectively in highly regulated financial environments.
• Strong leadership presence capable of guiding multidisciplinary credit teams.
• Collaborative leadership style capable of working across banking, risk, and investment divisions.
The Vice President of Credit plays a critical role in supporting the organization’s long-term financial stability and lending growth strategy.
Strategic contributions include:
• Strengthening the bank’s credit governance framework and risk oversight capabilities.
• Supporting commercial lending expansion through disciplined underwriting practices.
• Enhancing credit portfolio diversification across multiple industry sectors.
• Providing executive leadership with insights into credit market conditions and borrower risk trends.
• Supporting strategic capital allocation decisions through rigorous credit evaluation.
• Executive leadership role within a global commercial banking and institutional lending organization.
• Collaboration with senior executives across commercial banking, risk management, treasury, and investment banking divisions.
• Fast-paced financial environment focused on lending strategy, portfolio management, and credit risk oversight.
• Participation in credit committee meetings, regulatory discussions, and strategic portfolio planning sessions.
• Occasional travel to corporate client offices, regional banking hubs, and financial industry events.
Credit Risk Leadership / Corporate Lending Strategy / Credit Portfolio Management / Financial Risk Analysis / Commercial Banking
We offer a highly competitive executive compensation package designed to attract exceptional credit risk leadership talent.
Total Compensation Package: $320,000 – $460,000
Compensation components may include:
• Competitive executive base salary
• Performance-based executive bonus tied to portfolio performance
• Long-term incentive programs and equity participation
• Comprehensive health, dental, and vision coverage
• Executive retirement savings and financial planning programs
• Leadership development and financial risk training opportunities
• Flexible work arrangements and travel benefits
• Paid executive leave and wellness programs
Our organization is a global leader in commercial and institutional banking, providing financial solutions that empower businesses to expand, innovate, and thrive in competitive markets. We partner with companies across industries to deliver capital solutions that support long-term economic growth and sustainable financial performance.
As Vice President of Credit, you will play a critical role in shaping the bank’s lending strategy while ensuring that credit decisions support both client success and strong portfolio risk management. You will collaborate with experienced banking professionals and executive leaders to develop financing solutions that drive global economic progress.
This role offers the opportunity to influence high-impact credit decisions while advancing your executive leadership career within one of the most respected sectors of the global financial services industry.
